{"id":3322,"date":"2022-05-27T14:12:16","date_gmt":"2022-05-27T14:12:16","guid":{"rendered":"https:\/\/bernardducharme-13730204208.futehost.ca\/?page_id=3322"},"modified":"2023-01-12T14:44:19","modified_gmt":"2023-01-12T19:44:19","slug":"limitation-of-liability","status":"publish","type":"page","link":"https:\/\/bernardducharmevie.com\/en\/limitation-of-liability\/","title":{"rendered":"Limitation of Liability"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[mk_page_section padding_top=&#8221;50&#8243; padding_bottom=&#8221;50&#8243; sidebar=&#8221;sidebar-1&#8243;][vc_column][vc_column_text css=&#8221;.vc_custom_1653660636497{margin-bottom: 0px !important;}&#8221;]\n<h2>Mutual Funds<\/h2>\n<p style=\"text-align: justify;\">Mutual funds are offered through Investia Financial Services Inc. (\u201cInvestia\u201d).<br \/>\nCommissions, trailing commissions, management fees and other expenses may be associated with mutual fund investments. Please read the Fund Fact or prospectus carefully before investing. Mutual fund are not guaranteed, their values change frequently, and their past performance may not be repeated.<\/p>\n[\/vc_column_text][\/vc_column][\/mk_page_section][mk_page_section padding_top=&#8221;50&#8243; padding_bottom=&#8221;50&#8243; sidebar=&#8221;sidebar-1&#8243;][vc_column][vc_column_text css=&#8221;.vc_custom_1673552656193{margin-bottom: 0px !important;}&#8221;]\n<h2>Insurance<\/h2>\n<p style=\"text-align: justify;\">Insurance products are provided through multiple insurance carriers.<\/p>\n[\/vc_column_text][\/vc_column][\/mk_page_section][mk_page_section padding_top=&#8221;50&#8243; padding_bottom=&#8221;50&#8243; sidebar=&#8221;sidebar-1&#8243;][vc_column][vc_column_text css=&#8221;.vc_custom_1653660665018{margin-bottom: 0px !important;}&#8221;]\n<h2>Segregated funds<\/h2>\n<p style=\"text-align: justify;\">Segregated fund products are offered through multiple carriers.<br \/>\nSubject to any applicable death benefit guarantee, any part of the premium or other amount that is allocated to a segregated fund, is invested at the risk of the policy owner and may increase or decrease in value according to the fluctuations in the market value of the assets of the segregated fund.<\/p>\n[\/vc_column_text][\/vc_column][\/mk_page_section][mk_page_section padding_top=&#8221;50&#8243; padding_bottom=&#8221;50&#8243; sidebar=&#8221;sidebar-1&#8243;][vc_column][vc_column_text css=&#8221;.vc_custom_1653660691769{margin-bottom: 0px !important;}&#8221;]\n<h2>Guaranteed Investment Certificates<\/h2>\n<p style=\"text-align: justify;\">Guaranteed Investment Certificates (GICs) are offered through Investia Financial Services Inc. and\/or multiple carriers.<\/p>\n[\/vc_column_text][\/vc_column][\/mk_page_section][vc_row fullwidth=&#8221;true&#8221; el_class=&#8221;borderline&#8221;][vc_column][vc_empty_space][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[mk_page_section padding_top=&#8221;50&#8243; padding_bottom=&#8221;50&#8243; sidebar=&#8221;sidebar-1&#8243;][vc_column][vc_column_text css=&#8221;.vc_custom_1653660636497{margin-bottom: 0px !important;}&#8221;] Mutual Funds Mutual funds are offered through Investia Financial Services Inc. (\u201cInvestia\u201d). Commissions, trailing commissions, management fees and other expenses may be associated with mutual fund investments. Please read the Fund Fact or prospectus carefully before investing. Mutual fund are not guaranteed, their values change frequently, and their [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Assurances et rentes collectives - Bernard Ducharme Assurances Inc.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bernardducharmevie.com\/limitations-de-responsabilite\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurances et rentes collectives\" \/>\n<meta property=\"og:description\" content=\"[mk_page_section padding_top=&#8221;50&#8243; padding_bottom=&#8221;50&#8243; sidebar=&#8221;sidebar-1&#8243;][vc_column][vc_column_text css=&#8221;.vc_custom_1653660636497{margin-bottom: 0px !important;}&#8221;] Mutual Funds Mutual funds are offered through Investia Financial Services Inc. (\u201cInvestia\u201d). Commissions, trailing commissions, management fees and other expenses may be associated with mutual fund investments. Please read the Fund Fact or prospectus carefully before investing. Mutual fund are not guaranteed, their values change frequently, and their [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bernardducharmevie.com\/limitations-de-responsabilite\/\" \/>\n<meta property=\"og:site_name\" content=\"Bernard Ducharme Assurances\" \/>\n<meta property=\"article:modified_time\" content=\"2023-01-12T19:44:19+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bernardducharmevie.com\/limitations-de-responsabilite\/\",\"url\":\"https:\/\/bernardducharmevie.com\/limitations-de-responsabilite\/\",\"name\":\"Assurances et rentes collectives\",\"isPartOf\":{\"@id\":\"https:\/\/bernardducharmevie.com\/#website\"},\"datePublished\":\"2022-05-27T14:12:16+00:00\",\"dateModified\":\"2023-01-12T19:44:19+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/bernardducharmevie.com\/limitations-de-responsabilite\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bernardducharmevie.com\/limitations-de-responsabilite\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bernardducharmevie.com\/limitations-de-responsabilite\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/bernardducharmevie.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Limitation of Liability\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bernardducharmevie.com\/#website\",\"url\":\"https:\/\/bernardducharmevie.com\/\",\"name\":\"Bernard Ducharme Assurances\",\"description\":\"Les meilleurs conseils financiers\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bernardducharmevie.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Assurances et rentes collectives - Bernard Ducharme Assurances Inc.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bernardducharmevie.com\/limitations-de-responsabilite\/","og_locale":"en_US","og_type":"article","og_title":"Assurances et rentes collectives","og_description":"[mk_page_section padding_top=&#8221;50&#8243; padding_bottom=&#8221;50&#8243; sidebar=&#8221;sidebar-1&#8243;][vc_column][vc_column_text css=&#8221;.vc_custom_1653660636497{margin-bottom: 0px !important;}&#8221;] Mutual Funds Mutual funds are offered through Investia Financial Services Inc. 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