{"id":2305,"date":"2018-05-14T11:57:34","date_gmt":"2018-05-14T11:57:34","guid":{"rendered":"https:\/\/bernardducharme-13730204208.futehost.ca\/epargne\/"},"modified":"2022-07-05T19:47:38","modified_gmt":"2022-07-05T19:47:38","slug":"savings","status":"publish","type":"page","link":"https:\/\/bernardducharmevie.com\/en\/investments\/savings\/","title":{"rendered":"Savings"},"content":{"rendered":"
[vc_row fullwidth=”true”][vc_column][mk_revslider id=”fonds-distincts-mutuels-en”][\/vc_column][\/vc_row][mk_page_section padding_top=”50″ padding_bottom=”50″ sidebar=”sidebar-1″][vc_column width=”1\/2″][vc_row_inner][vc_column_inner width=”1\/4″][mk_image src=”https:\/\/bernardducharmevie.com\/wp-content\/uploads\/2018\/05\/gfh-investissement-objectif-icon-125×125.png” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text css=”.vc_custom_1582574741088{margin-bottom: 0px !important;}”]\n

Goal<\/h3>\n

Whatever your savings goal is, you should explore savings solutions that are tailored to your investment portfolio<\/strong> and parameters.<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/4″][mk_image src=”https:\/\/bernardducharmevie.com\/wp-content\/uploads\/2018\/05\/gfh-investissement-duree-icon-125×125.png” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text css=”.vc_custom_1582574770108{margin-bottom: 0px !important;}”]\n

Duration<\/h3>\n

The maturity date of your savings may vary<\/strong> substantially depending on your short-term plans<\/strong>. E.g.: travel, emergency fund, etc.<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/4″][mk_image src=”https:\/\/bernardducharmevie.com\/wp-content\/uploads\/2018\/05\/gfh-investissement-risque-icon-125×125.png” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text css=”.vc_custom_1582574815240{margin-bottom: 0px !important;}”]\n

Risk tolerance<\/h3>\n

If you have zero risk tolerance, this is the perfect investment to allow you to safely put money aside<\/strong>.<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][mk_button dimension=”flat” size=”large” url=”\/en\/contact\/” align=”center” margin_bottom=”0″ margin_right=”0″ bg_color=”#0c55a5″ btn_hover_bg=”#fbe108″ btn_hover_txt_color=”#0c55a5″]Find out about savings products[\/mk_button][vc_empty_space height=”35px” el_class=”mobileOnly”][\/vc_column][vc_column width=”1\/2″][mk_image src=”https:\/\/bernardducharmevie.com\/wp-content\/uploads\/2018\/05\/gfh-fonds-distincts-mutuels-profil-570xx570.jpg” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column][\/mk_page_section][mk_page_section bg_image=”https:\/\/bernardducharmevie.com\/wp-content\/uploads\/2018\/05\/gfh-fonds-distincts-mutuels-parallax-1920×850.jpg” bg_position=”center center” bg_repeat=”no-repeat” bg_stretch=”true” enable_3d=”true” padding_top=”0″ padding_bottom=”0″ sidebar=”sidebar-1″][vc_column width=”1\/4″][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1527790706399{padding-top: 50px !important;padding-right: 15px !important;padding-bottom: 50px !important;padding-left: 15px !important;background-color: rgba(255,255,255,0.85) !important;*background-color: rgb(255,255,255) !important;}”][vc_column_text css=”.vc_custom_1582574881533{margin-bottom: 0px !important;}”]\n

Types of savings<\/h2>\n

Some investment vehicles offer high returns, while others grow your money slowly but surely. What type of investment is best suited for you?<\/p>\n

    \n
  • RRSP<\/li>\n
  • TFSA<\/li>\n
  • Annuity products<\/li>\n
  • RRIF<\/li>\n
  • LIF<\/li>\n
  • LIRA<\/li>\n<\/ul>\n

    Advantages<\/h2>\n

    These investments will benefit you by being either tax sheltered or high yield or producing tax-deductible interest, among other advantages.<\/p>\n

      \n
    • Tax-free savings<\/li>\n
    • Registered retirement income<\/li>\n
    • Life income<\/li>\n
    • Locked-in retirement fund<\/li>\n
    • Disability savings<\/li>\n<\/ul>\n[\/vc_column_text][mk_button dimension=”flat” size=”large” url=”\/en\/contact\/” align=”center” margin_bottom=”0″ margin_right=”0″ bg_color=”#0c55a5″ btn_hover_bg=”#fbe108″ btn_hover_txt_color=”#0c55a5″]Find out about the different offers[\/mk_button][\/vc_column][vc_column width=”1\/4″][\/vc_column][\/mk_page_section][mk_page_section padding_top=”50″ padding_bottom=”50″ el_class=”equalHeight” sidebar=”sidebar-1″][vc_column width=”1\/2″][mk_image src=”https:\/\/bernardducharmevie.com\/wp-content\/uploads\/2018\/07\/gfh-investissement-epargne-570×570.jpg” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column][vc_column width=”1\/2″][vc_column_text css=”.vc_custom_1655128574503{margin-bottom: 0px !important;}”]\n

      Listening to your representative<\/h2>\n

      Depending on your goals and budget, many savings vehicles may be available. They have many advantages:<\/p>\n

        \n
      • Setting up an emergency fund<\/li>\n
      • Easy access to your money<\/li>\n
      • Safe investment<\/li>\n
      • Money put aside<\/li>\n<\/ul>\n

        Moreover, it is essential to update your financial goals on a regular basis, in order to reassess your savings or investment needs<\/strong>. As your life changes, I will be available to identify opportunities and grow your money more significantly. <\/strong><\/p>\n[\/vc_column_text][mk_button dimension=”flat” size=”large” url=”\/en\/contact\/” align=”center” margin_bottom=”0″ margin_right=”0″ bg_color=”#0c55a5″ btn_hover_bg=”#fbe108″ btn_hover_txt_color=”#0c55a5″]Ask for an evaluation of your situation[\/mk_button][\/vc_column][\/mk_page_section][vc_row][vc_column][vc_raw_js]JTNDc2NyaXB0JTIwdHlwZSUzRCUyMnRleHQlMkZqYXZhc2NyaXB0JTIyJTNFJTBBalF1ZXJ5JTI4JTIyLm1rLWJ1dHRvbiU1QmhyZWYlMjQlM0QlMjdjb250YWN0JTVDJTJGJTI3JTVEJTIyJTI5Lm9uJTI4JTIyY2xpY2slMjIlMkMlMjBmdW5jdGlvbiUyOCUyOSU3QiUwQSUwOV9fZ2FUcmFja2VyJTI4JTI3c2VuZCUyNyUyQyUyN2V2ZW50JTI3JTJDJTI3Qm91dG9uQ29udGFjdCUyNyUyQyUyN0NsaWNrJTI3JTJDJTI3SW52ZXN0aXNzZW1lbnQlMjAlQzMlODlwYXJnbmUlMjclMjklM0IlMEElN0QlMjklMEElM0MlMkZzY3JpcHQlM0U=[\/vc_raw_js][\/vc_column][\/vc_row][vc_row fullwidth=”true” el_class=”borderline”][vc_column][vc_empty_space][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"

        [vc_row fullwidth=”true”][vc_column][mk_revslider id=”fonds-distincts-mutuels-en”][\/vc_column][\/vc_row][mk_page_section padding_top=”50″ padding_bottom=”50″ sidebar=”sidebar-1″][vc_column width=”1\/2″][vc_row_inner][vc_column_inner width=”1\/4″][mk_image src=”https:\/\/bernardducharmevie.com\/wp-content\/uploads\/2018\/05\/gfh-investissement-objectif-icon-125×125.png” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text css=”.vc_custom_1582574741088{margin-bottom: 0px !important;}”] Goal Whatever your savings goal is, you should explore savings solutions that are tailored to your investment portfolio and parameters. [\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/4″][mk_image src=”https:\/\/bernardducharmevie.com\/wp-content\/uploads\/2018\/05\/gfh-investissement-duree-icon-125×125.png” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text css=”.vc_custom_1582574770108{margin-bottom: 0px !important;}”] Duration The maturity date of your savings may vary […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":2306,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"\nSavings - Bernard Ducharme Assurances Inc.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bernardducharmevie.com\/investissement\/epargne\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Savings\" \/>\n<meta property=\"og:description\" content=\"[vc_row fullwidth=”true”][vc_column][mk_revslider id=”fonds-distincts-mutuels-en”][\/vc_column][\/vc_row][mk_page_section padding_top=”50″ padding_bottom=”50″ sidebar=”sidebar-1″][vc_column width=”1\/2″][vc_row_inner][vc_column_inner width=”1\/4″][mk_image src=”https:\/\/bernardducharmevie.com\/wp-content\/uploads\/2018\/05\/gfh-investissement-objectif-icon-125×125.png” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text css=”.vc_custom_1582574741088{margin-bottom: 0px !important;}”] Goal Whatever your savings goal is, you should explore savings solutions that are tailored to your investment portfolio and parameters. [\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/4″][mk_image src=”https:\/\/bernardducharmevie.com\/wp-content\/uploads\/2018\/05\/gfh-investissement-duree-icon-125×125.png” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text css=”.vc_custom_1582574770108{margin-bottom: 0px !important;}”] Duration The maturity date of your savings may vary […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bernardducharmevie.com\/investissement\/epargne\/\" \/>\n<meta property=\"og:site_name\" content=\"Bernard Ducharme Assurances\" \/>\n<meta property=\"article:modified_time\" content=\"2022-07-05T19:47:38+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bernardducharmevie.com\/investissement\/epargne\/\",\"url\":\"https:\/\/bernardducharmevie.com\/investissement\/epargne\/\",\"name\":\"Savings\",\"isPartOf\":{\"@id\":\"https:\/\/bernardducharmevie.com\/#website\"},\"datePublished\":\"2018-05-14T11:57:34+00:00\",\"dateModified\":\"2022-07-05T19:47:38+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/bernardducharmevie.com\/investissement\/epargne\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bernardducharmevie.com\/investissement\/epargne\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bernardducharmevie.com\/investissement\/epargne\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/bernardducharmevie.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"INVESTMENTS\",\"item\":\"https:\/\/bernardducharmevie.com\/investissement\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Savings\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bernardducharmevie.com\/#website\",\"url\":\"https:\/\/bernardducharmevie.com\/\",\"name\":\"Bernard Ducharme Assurances\",\"description\":\"Les meilleurs conseils financiers\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bernardducharmevie.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Savings - Bernard Ducharme Assurances Inc.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bernardducharmevie.com\/investissement\/epargne\/","og_locale":"en_US","og_type":"article","og_title":"Savings","og_description":"[vc_row fullwidth=”true”][vc_column][mk_revslider id=”fonds-distincts-mutuels-en”][\/vc_column][\/vc_row][mk_page_section padding_top=”50″ padding_bottom=”50″ sidebar=”sidebar-1″][vc_column width=”1\/2″][vc_row_inner][vc_column_inner width=”1\/4″][mk_image src=”https:\/\/bernardducharmevie.com\/wp-content\/uploads\/2018\/05\/gfh-investissement-objectif-icon-125×125.png” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text css=”.vc_custom_1582574741088{margin-bottom: 0px !important;}”] Goal Whatever your savings goal is, you should explore savings solutions that are tailored to your investment portfolio and parameters. [\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/4″][mk_image src=”https:\/\/bernardducharmevie.com\/wp-content\/uploads\/2018\/05\/gfh-investissement-duree-icon-125×125.png” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text css=”.vc_custom_1582574770108{margin-bottom: 0px !important;}”] Duration The maturity date of your savings may vary […]","og_url":"https:\/\/bernardducharmevie.com\/investissement\/epargne\/","og_site_name":"Bernard Ducharme Assurances","article_modified_time":"2022-07-05T19:47:38+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/bernardducharmevie.com\/investissement\/epargne\/","url":"https:\/\/bernardducharmevie.com\/investissement\/epargne\/","name":"Savings","isPartOf":{"@id":"https:\/\/bernardducharmevie.com\/#website"},"datePublished":"2018-05-14T11:57:34+00:00","dateModified":"2022-07-05T19:47:38+00:00","breadcrumb":{"@id":"https:\/\/bernardducharmevie.com\/investissement\/epargne\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bernardducharmevie.com\/investissement\/epargne\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bernardducharmevie.com\/investissement\/epargne\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/bernardducharmevie.com\/en\/"},{"@type":"ListItem","position":2,"name":"INVESTMENTS","item":"https:\/\/bernardducharmevie.com\/investissement\/"},{"@type":"ListItem","position":3,"name":"Savings"}]},{"@type":"WebSite","@id":"https:\/\/bernardducharmevie.com\/#website","url":"https:\/\/bernardducharmevie.com\/","name":"Bernard Ducharme Assurances","description":"Les meilleurs conseils financiers","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bernardducharmevie.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/bernardducharmevie.com\/en\/wp-json\/wp\/v2\/pages\/2305"}],"collection":[{"href":"https:\/\/bernardducharmevie.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bernardducharmevie.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bernardducharmevie.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/bernardducharmevie.com\/en\/wp-json\/wp\/v2\/comments?post=2305"}],"version-history":[{"count":7,"href":"https:\/\/bernardducharmevie.com\/en\/wp-json\/wp\/v2\/pages\/2305\/revisions"}],"predecessor-version":[{"id":3614,"href":"https:\/\/bernardducharmevie.com\/en\/wp-json\/wp\/v2\/pages\/2305\/revisions\/3614"}],"up":[{"embeddable":true,"href":"https:\/\/bernardducharmevie.com\/en\/wp-json\/wp\/v2\/pages\/2306"}],"wp:attachment":[{"href":"https:\/\/bernardducharmevie.com\/en\/wp-json\/wp\/v2\/media?parent=2305"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}